Bridge Loan | One Financial

Speed Up Your Cash Flow with a Bridge Loan

A Bridge Loan provides quick access to funding, making it an ideal solution for covering immediate expenses while awaiting long-term financing.

Apply

A Bridge Loan provides businesses with short-term financing to cover immediate needs while awaiting long-term funding. It’s perfect for companies looking to purchase real estate, expand, or manage cash flow during waiting periods. With flexible repayment terms and quick access to capital, bridge loans offer businesses the support they need to keep operations running smoothly.

Valid Form Of Identification

Provide a valid, government-issued ID such as a driver's license or passport.

Business Account & Routing Number

Provide your business’s active bank account and routing number to facilitate direct deposit and loan disbursements.

Last 3 Months Bank Statements

Submit your business’s last 3 months of bank statements to verify cash flow and financial stability.

Apply

Submit your application online by providing basic business information and required documents, such as ID and bank statements.

Approval

Our team reviews your application, and once approved, you’ll receive a clear offer outlining your loan terms and payment options.

Funded

After approval, your funds will be deposited directly into your business account, ready to use for whatever your business needs.

Bridge Loan FAQs

How does a bridge loan differ from a traditional loan?
A bridge loan is short-term, designed to provide immediate capital while awaiting long-term financing. Unlike traditional loans, which have longer terms and fixed repayment schedules, bridge loans are faster and more flexible.
Can I qualify for a bridge loan with poor credit?
Yes, bridge loans are often more accessible than traditional loans. While credit history is a factor, lenders typically focus more on your business’s current cash flow and assets than your credit score.
What is the typical repayment period for a bridge loan?
Bridge loan terms can vary, but they generally range from 3 months to 5 years, depending on the needs of your business and the type of funding required.
What are the key benefits of a bridge loan?
The main benefit of a bridge loan is fast access to capital, which allows businesses to maintain operations or seize time-sensitive opportunities while waiting for long-term funding.
Are bridge loans suitable for all types of businesses?
Bridge loans are ideal for businesses needing quick access to capital, such as those dealing with urgent cash flow issues, real estate purchases, or expansion, especially when waiting for longer-term financing to come through.

One Financial

One Financial is dedicated to providing fast, flexible financing solutions to small businesses across a variety of industries. We specialize in offering working capital through business loans, lines of credit, and other financial products designed to support your business’s growth. Whether you need funds for expansion, inventory, equipment, or managing cash flow, we provide easy access to the capital you need, with simple terms and quick approval processes.

Apply

Valid Form Of Identification

Business Account & Routing Number

Last 3 Months Bank Statements

A bridge loan is short-term, designed to provide immediate capital while awaiting long-term financing. Unlike traditional loans, which have longer terms and fixed repayment schedules, bridge loans are faster and more flexible.

Yes, bridge loans are often more accessible than traditional loans. While credit history is a factor, lenders typically focus more on your business’s current cash flow and assets than your credit score.

Bridge loan terms can vary, but they generally range from 3 months to 5 years, depending on the needs of your business and the type of funding required.

The main benefit of a bridge loan is fast access to capital, which allows businesses to maintain operations or seize time-sensitive opportunities while waiting for long-term funding.

Bridge loans are ideal for businesses needing quick access to capital, such as those dealing with urgent cash flow issues, real estate purchases, or expansion, especially when waiting for longer-term financing to come through.